This site does not include all credit card companies or all available credit card offers. Why It’s One of the Best Credit Card Promotions Right Now: The Blue Cash Preferred® Card from American Express has the best credit card promotion for cash back because it currently offers an initial bonus of $250 as statement credit for spending $1,000 within 3 months of opening an account. A flat-rate card is great for everyday spending because you don’t have to juggle specific bonus categories. These offers could range from an additional few percentage points of cash back at your local Starbucks to extra savings on your Amazon spend just in time for the holidays. At the end of the day, cash back credit cards are only worth it if you spend more than the cost of holding the card itself. This means: Rewards are credited directly to your credit card every three months! Tiered: Similar to most travel credit cards, these cash-back cards offer higher bonus earnings for specific, static categories. Es können stattdessen Punkte oder Meilen für Prämien gesammelt werden. If you max out your bonus spending in both 5% and 2% categories, that ends up being $1,750 in cash-back earned each year. Plus, depending on your banking relationship with Bank of America, that 3% return can go as high as 5.25% back if you qualify for the Preferred Rewards program‘s top tier — Platinum Pro. This post contains references to products from one or more of our advertisers. Cardholders can now convert the cash back they earn to ThankYou Points via a linked ThankYou card such as the Citi® Prestige and Citi® Premier Card. You don’t need to juggle multiple cards as you try to maximize specific bonus categories. Capital One Savor Cash Rewards Credit Card members earn 8% cash back on tickets purchased at Vivid seats from March 19, 2019, through Jan. 31, 2022. Jahr; 0 ... (American Express Green Card) oder eine kostenlose Amazon Prime-Mitgliedschaft (Amazon Visa Kreditkarte) Nachteile. 4% cash back on dining and entertainment; 2% at grocery stores. After the promotional period ends, you earn 0.50% to 3% cash back depending on your purchases. Choose-your-categories: A newer cash-back category that has sprung up in recent years is the choose-your-categories cash-back card. The BMO Cash Back Mastercard is a no-fee cash back card offering 5% cash back on all purchases in your first 3 months…on up to $2,500 in purchases. 24 weltweit kostenfreie Verfügungen pro Jahr, Girokonto ohne monatlichen Mindestgeldeingang, Reise- und Internetversicherungen inklusive. Manche Karten gewähren zusätzlich einen Tankrabatt. Credit Card Promo Main Category (field_cc_promo_main_category) Credit Card Promo Sub-category (field_cc_promo_sub_category) Sort Promo. As you probably already know, when redeeming cash back rewards, credit card companies won’t send you an envelope of literal dollar bills. Cash back rate: Earn 3x on dining (eating out and ordering in), gas stations, transit, travel and select streaming services; 1x on everything else. It offers bonus cash back in several popular spending categories, too. For rates and fees of the Amex Cash Magnet, please click here. Welcome offer: Earn 20,000 points after you spend $1,000 on purchases in the first three months of account opening. Why we chose it: The Amex Cash Magnet is a straightforward cash-back credit card that is great for beginners or those looking to earn cash back on non-bonus spending. Why we chose it: The Amex Cash Magnet is a straightforward cash-back credit card that is great for beginners or those looking to earn cash back on non-bonus spending. Unfortunately, you won’t earn a sign-up bonus with this card, but the long-term value it offers still makes the card worth it in my eyes. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. These are best to pair with a flat-rate or complementary tiered card. Activate by 12/31/21. The amount listed in the promotional offer includes the 5% Back you already earn on Amazon.com purchases with your Amazon Prime Rewards Visa Card, and the extra % Back you can earn with this promotion. For an explanation of our Advertising Policy, visit this page. Please view our advertising policy page for more information. While these cards are excellent for maximizing rewards for categories you spend a lot on each month, you won’t necessarily earn bonus rewards on every purchase. You'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, & % cash back on all other card purchases with no limit to the amount you can earn. Sometimes you don’t need your credit cards to award you airline miles so you can fly to an exotic location in first-class. With a credit card program with a $1,500 cash back limit per year at 5%, any spending over $30,000 would not contribute to accumulating any further cash back rewards. Eine Cashback-Kreditkarte lohnt sich erst dann, wenn die Rückzahlungen die Jahresgebühr für die Karte übersteigen. The information for the Citi Prestige has been collected independently by The Points Guy. Today, I want to go over the top cash-back credit cards you can use to maximize your everyday purchases. Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. How to earn it: Spend $7,500 in the first 3 months of account opening. Chase Ink Business UnlimitedSM Credit Card offers a generous $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. Apply Now . 5% cash back on the first $25,000 spent in combined purchases at office supply stores, on cellular phone, landline, internet and cable TV services each account anniversary year, $200 cash bonus after spending $1,000 in purchases within 90 days of account opening, 3% cash back in the category of your choice monthly (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings), 2% cash back on all purchases (1% when you make purchases, 1% when as you pay your bill). And if you only have a credit card that earns flat-rate cash back like the Citi Double Cash Card, then you can’t go wrong using your card on all everyday expenses for a sizable 2% cash back (1% when you buy, plus 1% as you pay) on your transactions across the board. Issuers may offer additional cash back rewards for spending on select purchases. Editor’s note: This is a recurring post, regularly updated with new information. Since TPG values Ultimate Rewards points at 2 cents each, you’ll get a 3% return on all non-bonus spending when you pair the Freedom Unlimited with a Chase Ultimate Rewards card. Welcome offer: Earn up to $300 cash back: Earn 20% back on eligible purchases at Amazon.com on the card in the first six months, up to $200 back. This card also currently earns 4% back on select streaming services (through April. Dining: Citi Cash Back (8% cashback) Dining out in Singapore isn’t cheap. 4. According to the Bureau of Labor Statistics, the average U.S. household spent $4,643 on groceries, $3,526 on dining, $2,094 on gas and $3,050 on entertainment in 2019. What makes this card even better is it earns an unlimited 2% cash back on every purchase. Plus, earn $100 back after you spend $1,000 in purchases on your new card within the first 6 months of account opening. And if that 0.5% earn rate on all other purchases bums you out, simply pair it with … Cash-back cards have played an integral role in my overall credit card strategy, helping me offset the cost of travel expenses that points and miles don’t cover. Im schlimmsten Fall kann es passieren, dass die Rückzahlungen geringer ausfallen als die Jahresgebühr und Sie draufzahlen. Shop Anywhere Cash Back. Cash back rate: Unlimited 1.5% cash back on all purchases. Learn more. Credit Card Rewards just got more convenient! While transferable points can be more valuable, it can be incredibly time-consuming to extract that extra value. Please view our advertising policy page for more information. The following cards can be good options, but I’ve left them off the main “best cash-back cards” list due to their membership requirements: The information for the Fidelity Rewards Visa, Sam’s Club Mastercard, USAA Cashback Rewards Plus American Express® Card and Amazon Prime Rewards Visa Signature has been collected independently by The Points Guy. Why we chose it: If you spend a lot on dining and entertainment, you can’t get much better than the Capital One Savor. This site does not include all credit card companies or all available credit card offers. Eine Kreditkarte mit Cashback in monetärer Form bietet direkten Nutzen durch eine Gutschrift oder sofortigen Rabatt auf den Kaufpreis beim Bezahlvorgang. Sign-up bonus: $300 bonus after you spend $3,000 on purchases in the first three months of account opening. In fact, cardholders may be even more interested in cash back, with so many putting travel on hold and looking for other ways to maximize their rewards. Chase is well known for its Ultimate Rewards cards – some of the most popular travel and cash back cards on the market. What you’ll get: $750 cash. Informieren Sie sich vor einer Anschaffung unbedingt über die Kosten und Bedingungen. 2 Ausserdem profitierst du in den ersten 3 Monaten von einem Startbonus von bis zu 100 CHF! You don’t pay an annual fee, plus you earn 3x on several common spending categories. SingSaver's Exclusive Offer: Get rewarded with a Garmin Venu Sq Watch (worth S$299) or a set of Apple AirPods with Charging Case (worth S$239) when you make a min. While 5% is an excellent bonus rate, keep in mind that these cards typically limit your bonus earning to $1,500 each quarter you enroll and you have to activate new categories each quarter. Bank of America® Cash Rewards credit card offers $200 online cash rewards bonus if you spend at least $1,000 on purchases within the first 90 days of opening your account. T&Cs apply. Apply Now. 6% cash back on purchases at U.S. supermarkets (on up to $6,000 of spending each calendar year, then 1%) and on select U.S. streaming subscriptions. Simply swipe the Spark Cash and enjoy a straightforward return on every purchase. Cash back credit cards can be a valuable addition to your wallet. Cash back rate: Earn 2% cash back — 1% when you buy and another 1% as you pay your bill each month. If you have a Blue Cash Preferred Card from American Express, then you should make sure that it is at the front of your wallet on every trip to the grocery store for a hefty 6% cash back at the register. This is equivalent to a $125 welcome bonus. What things should you look for when you’re comparing credit cards that offer cash back? Scotiabank, Home Trust, and American Express will give you cash back once a year, Tangerine’s cash is paid out monthly, and TD allows you to use your cash back rewards as soon as you earn at least $25. Here are a few common types and the advantages of each: Flat-rate: These are cards that earn the same rewards rate across all spending. However, this can also mean that cash back is more limited. The card details on this page have not been reviewed or provided by the card issuer. So kann es passieren, dass die Rückzahlungen geringer ausfallen, obwohl mit der Karte viel gezahlt wurde. We may receive compensation when you click on links to those products. Somit fallen auch die Vorteile je nach Karte sehr unterschiedlich aus. Bei manchen Kreditkarten gibt es Gutschriften für jeden Euro Umsatz, egal wo Sie sie einsetzen. 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. Up to P5,000 cash back with your BDO Credit Card! Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. See, Blue Cash Preferred® Card from American Express, Blue Cash Everyday® Card from American Express, Capital One Savor Cash Rewards Credit Card, Blue Cash Preferred Card from American Express, Capital One Savor Cash Rewards Credit Card review, rewards could be more valuable when used for travel, convert the cash back they earn to ThankYou Points, TPG values ThankYou points at 1.7 cents each, Bank of America® Cash Rewards credit card. Though, you can create an income account specifically for cash back rewards. You’ll also get 0% intro APR (see rates and fees) on purchases for 15 months from the date of account opening, then a variable APR, 13.99% to 23.99%; see rates and fees). At TPG, we try to make the research process as simple as possible. Für die credit card promotions cash back übersteigen effectively get at 3.4 % return on every purchase you ’... 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